Building Homes, Securing Futures

Affordable Mortgages for Kaduna’s Prosperity

Welcome

Empowering Kaduna’s Homeowners

Welcome to the Kaduna State Mortgage and Foreclosure Authority (KADMFA). From our office at No. 27 Ali Akilu Road, we regulate mortgages, promote affordable housing finance, and create a conducive environment for Kaduna residents to access sustainable mortgages, bridging the state’s 850,000 housing gap.

Our Mission

To promote a sustainable environment for affordable mortgages, driving prosperity and economic growth.

Our Vision

To be Nigeria’s leading housing finance and mortgage creation authority.

Our Core Services

Facilitating affordable mortgage access, Advising on mortgage policies and standards, Acting as a state-mortgage intermediary, Managing mortgage databases and digitalization, Implementing state mortgage agreements.

Sen. Uba Sani

Governor of Kaduna State

Senator Uba Sani is a Nigerian politician who is the Governor of Kaduna State whose tenure started in May 2023. He was previously the Senator representing Kaduna Central Senatorial District from 2019 to 2023. He had also served as a Senior Special Assistant to President Olusegun Obasanjo, a Special Adviser to the Minister of the FCT on Political Affairs, and a Special Adviser on Political Affairs and Intergovernmental Relations to Governor Nasir El-Rufai.

Priorities ...

Meet Our Executive Secretary

Mallam Yahaya Aliyu Lere, pioneer Executive Secretary since January 2019, leads KADMFA with extensive banking and administrative expertise. A graduate of Business Administration from Ahmadu Bello University, with an MBA from Usman Danfodio University and an Advanced Diploma in Legal Services from Bayero University, he rose to Assistant General Manager at Unity Bank Plc, managing operations across Nigeria.

Our Impact

Transforming Housing in Kaduna

KADMFA is making home ownership a reality through innovative mortgage solutions.

Affordable Mortgages

Partnered with institutions to expand access.

Policy Innovation

Advised on modern mortgage standards.

Digitalization

Advanced mortgage registry integration with KADGIS.

Housing Impact

Reduced Kaduna’s housing gap through strategic programs.

Enabling Kaduna’s Home Ownership

Our team works tirelessly to regulate and promote affordable mortgages.

Our Framework

Key Departments

KADMFA operates through specialized departments to regulate and promote mortgages.

Your Partner in Home Ownership

KADMFA is dedicated to making affordable mortgages accessible, fostering security and prosperity for Kaduna residents.

Accessibility

Affordable mortgages for all.

Partnership

Collaborating with financial institutions.

Trust

Transparent mortgage regulation.